Money 2023 | Sophisticated Bags

Im Debt free boys!
paid off my car loan a few months ago.
paid off all my credit card debts.
and I just made the last payment in my school loans.
hopefully my credit score takes a significant jump in a month.
and here's hoping there's a major housing correction in the next 12 months.

ayyyyyy lessgo

Happy Prospering in 2023 Slaent

Money Market Funds at 3.9% APR right now. If you got a decent savings, that's the place to be for the short-term.

Got my tax return today. Didn’t take long at all this year.

I finally got around to buying I Bonds

Late, but supposedly they are still a good idea.

By reilo Go To PostMoney Market Funds at 3.9% APR right now. If you got a decent savings, that's the place to be for the short-term.

US Bonds are fantastic options too.
With recession fears, it's a nice place to park your savings for a while.
https://www.bloomberg.com/markets/rates-bonds/government-bonds/us

Why do bonuses have to get taxed so much sigh

By Celcius Go To PostWhy do bonuses have to get taxed so much sigh

You're taxed on each income check as though you’ll be paid tbat every check … I believe

By Fenderputty Go To PostYou're taxed on each income check as though you’ll be paid tbat every check … I believe

Here 1/3 gets taken in taxes for bonuses, for example I just sold some of my company stock… I had 60 shares but then 19 get taken for tax purposes.

lol I lost over 5% in my IRAs over the last 12 months.

e: dp