Full-Time Minimum-Wage Job Won't Get You A 1-Bedroom Apartment Anywhere In America
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Full Story @ Vox
Map below shows how many hours you need to work in order for the average 1-bedroom apartment to take 30% of your wages:
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Map below shows how many hours you need to work in order for the average 1-bedroom apartment to take 30% of your wages:
These are, of course, state averages. Rent will be more expensive in some cities — but those cities will often have a higher minimum wage than the rest of the state. Sadly, as this chart from the report shows, the increase in rental prices tends to be much higher than the increase in the minimum wage:
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By RBK Go To PostI'm pretty sure it's feasible if you're willing to live in the hood.I was about to say something of this nature.
By RBK Go To PostI'm pretty sure it's feasible if you're willing to live in the hood.
Exactly. I always feel these are misleading or come with the caveat "if you want to live around whites only"
I know I pay 1800 now for 1 bedroom and if I moved back to my old hood it would be 425. This is in Chicago. In fact, I know 2 people making slightly above min wage who live in the hood and afford 1 bedrooms. But once again, these numbers are median pricing, so that's taking into account the 4700 1 bedroom in Trump Tower off the river to the 380 1 bedroom basement apartment in Chatham and finding the middle.
By db Go To PostY'all don't know much about the "hood" or debt if you're really posting that crap.I would like to hear your reasoning behind this.
It's not ideal, but it's definitely possible if you're willing to penny pinch.
Full time at 10$ an hour is $1600 a month a third of that is $528, a 1 bedroom in say Compton is ~$900. You can rent a room in someone's house for maybe that much.
You can 'live' but you're gonna snowball into debt and not live very well is the point.
You can 'live' but you're gonna snowball into debt and not live very well is the point.
By RBK Go To PostIt's not ideal, but it's definitely possible if you're willing to penny pinch.It's not ideal.
And when gentrification comes. Good luck. And we're talking minimum wage. The "hood", jeez, there is a reason Richmond, CA is on there, it's not for its spectacular views of SF from the east.
By Moris Go To PostFull time at 10$ an hour is $1600 a month a third of that is $528, a 1 bedroom in say Compton is ~$900. You can rent a room in someone's house for maybe that much.And this.
You can 'live' but you're gonna snowball into debt and not live very well is the point.
Basically it's feasible if you just want to afford a place to stand in inbetween shifts and absolutely nothing else
and even that's a stretch
and even that's a stretch
By Retro Go To PostBasically it's feasible if you just want to afford a place to stand in inbetween shifts and absolutely nothing elsetrying to go to school off of that too
and even that's a stretch
or better yet, getting hurt/sick at any point...
gg
How am I supposed to know how Richmond, CA is? Plus Moris' math is off plus forgetting taxes.
At 7.25 in Texas, you'll get about $950 a month working full time. I don't know about most places, but my dad currently pays $625 for a two bed town home. At the most, food will be the issue because I don't see Lights/Water exceeding $250 a month combined.
I know I'm also looking overlooking a ton of other costs as well.
Reality is a good percentage of Americans do so.
At 7.25 in Texas, you'll get about $950 a month working full time. I don't know about most places, but my dad currently pays $625 for a two bed town home. At the most, food will be the issue because I don't see Lights/Water exceeding $250 a month combined.
I know I'm also looking overlooking a ton of other costs as well.
By Retro Go To PostBasically it's feasible if you just want to afford a place to stand in inbetween shifts and absolutely nothing elsePretty much.
and even that's a stretch
Reality is a good percentage of Americans do so.
By DY_nasty Go To Posttrying to go to school off of that tooPell Grants...
or better yet, getting hurt/sick at any point…
gg
By RBK Go To PostHow am I supposed to know how Richmond, CA is? Plus Moris' math is off plus forgetting taxes.
At 7.25 in Texas, you'll get about $950 a month working full time. I don't know about most places, but my dad currently pays $625 for a two bed town home. At the most, food will be the issue because I don't see Lights/Water exceeding $250 a month combined.
I know I'm also looking overlooking a ton of other costs as well.
Pretty much.
Reality is a good percentage of Americans do so.
Pell Grants…
So you just up and forget insurance? Car payments? Credit payments? Shit happening? Dependents?
I worked minimum wage part-time, you don't get full hours because then Obamacare kicks in. At 9.25. Biweekly check. 425 was the typical full check thanks to withholdings. So I'm left with what 425 for food, cellphone bill , internet, bus fare (5 for a full day pass where I was), medicine, utilities, toiletries. I had to save up if I wanted something like a new decent pair of shoes without cutting into the "in case shit" fund.
pell grants really ain't shit. if that's your only way of paying for college you're gonna be on the treadmill for more than a minute
edit: internet and cell phone are basically necessities today too. if you don't have either, you won't be able to access tools you need to help the situation
edit: internet and cell phone are basically necessities today too. if you don't have either, you won't be able to access tools you need to help the situation
By RBK Go To PostPretty much.
Reality is a good percentage of Americans do so.
Why should they have to though? Just because they work in retail or fast food?
because they work jobs that are essential to providing the modern conveniences that those of us fortunate enough to make way above minimum enjoy on a daily basis, they don't deserve to be able to afford those same conveniences? The deserve to live paycheck to paycheck in 1 bedroom apartments in the "hood" with no car, no furniture and barely any food at home?
How else am I (a small business owner) supposed to keep my employees loyal if not faced with the very real choice of complete and utter poverty? I mean, I have to eat too, right? RIGHT!?
Tells Moris is numbers are wrong, talks about his uncle paying 2/3 of his check to rent. Just talks about lights/water. Car insurance? Gas? Lease payments? You know the price just to get to and from work. I won't even get into household shit.
By db Go To PostSo you just up and forget insurance? Car payments? Credit payments? Shit happening? Dependents?Liability is like $30 minimum.
Public transportation exists.
More than likely, a person living in the hood probably won't be using credit or has fucked it up already.
The last two are more than fair and reasonable, but I didn't know we were throwing in variables now.
)
By DY_nasty Go To Postpell grants really ain't shit. if that's your only way of paying for college you're gonna be on the treadmill for more than a minute
It's more than enough for obtaining a Associate's or some kind of trade license at the least.
By Retro Go To PostWhy should they have to though? Just because they work in retail or fast food?I don't agree with it.
because they work jobs that are essential to providing the modern conveniences that those of us fortunate enough to make way above minimum enjoy on a daily basis, they don't deserve to be able to afford those same conveniences? The deserve to live paycheck to paycheck in 1 bedroom apartments in the "hood" with no car, no furniture and barely any food at home?
My guess is just that corporations tend to cost cut in every way possible to maximize profits. Pay wages would be the only logical step(from a business standpoint) unless you want them to just throw the added costs to the consumer.
By db Go To PostTells Moris is numbers are wrong, talks about his uncle paying 2/3 of his check to rent. Just talks about lights/water. Car insurance? Gas? Lease payments? You know the price just to get to and from work. I won't even get into household shit.Thought we already agree it's not ideal?
Keep in mind, I'm not the only one who stated it's possible either.
By Script Kiddies LLC Go To PostI see niggas too good to live in the hood nowadays…smh.why do you love the hood
like... why should anyone?
By RBK Go To PostLiability is like $30 minimum.
Public transportation exists.
More than likely, a person living in the hood probably won't be using credit or has fucked it up already.
The last two are more than fair and reasonable, but I didn't know we were throwing in variables now.
They're not variables.
Do you even know what that word means?
No one should be just scraping by, especially when their employers and/or their parent corporations aren't. I've been fortunate enough not to have to live on minimum wage since getting out of school, but I also know I'd never want to try. The numbers are too bleak
By DY_nasty Go To Postwhy do you love the hoodObligatory post:
like… why should anyone?
https://www.youtube.com/watch?v=ifBJumarrDM
But seriously, both have their perks and disadvantages. I just tend to get it where I fit in.
By db Go To PostThey're not variables.How isn't shit happening or dependents not variables?
Do you even know what that word means?
Realistically, they're all variables if you don't have a car or credit card, which would just leave you paying for public transportation.
Do you get off on being obtuse and changing your argument?
Also lol at you bringing up Pell Grants with no sense of irony about how badly Bush cut them. Like it's a salve. Like someone in that situation can just have grants pay for all their shit and won't have to take out loans.
Didn't we just talk about debt and payments?
Oh right, those are "variables."
Also lol at you bringing up Pell Grants with no sense of irony about how badly Bush cut them. Like it's a salve. Like someone in that situation can just have grants pay for all their shit and won't have to take out loans.
Didn't we just talk about debt and payments?
Oh right, those are "variables."
By RBK Go To PostObligatory post:j cole literally needed armed security to come back to fayetteville
https://www.youtube.com/watch?v=ifBJumarrDM
I don't believe that's true in Houston just depends on which part of town you are in as the city is basically like 10 mini-cities
Like even assuming you could live paying more than half your monthly salary on essential living expenses alone.
Just think of what kind of life that is. No money for birthdays, July 4ths or Christmas. No real savings or retirement plan either. You literally have to keep working every single day you can work......for the rest of your lives. Getting sick or taking any sort of vacation(like you could afford it) puts you at risk of homlessness. Or worse, crippling debt.
Why do you think that's an acceptable standard of living for anyone? Honestly life on the brink like that seems worse than just being homeless
Just think of what kind of life that is. No money for birthdays, July 4ths or Christmas. No real savings or retirement plan either. You literally have to keep working every single day you can work......for the rest of your lives. Getting sick or taking any sort of vacation(like you could afford it) puts you at risk of homlessness. Or worse, crippling debt.
Why do you think that's an acceptable standard of living for anyone? Honestly life on the brink like that seems worse than just being homeless
Most of the time you're some kind accident or health problem away from completely and utterly fucked.
By Prototype Viktor Go To PostI don't believe that's true in Houston just depends on which part of town you are in as the city is basically like 10 mini-cities
Houston is a rare exception though. Cost of living down here is alot lower than in other states or cities,(at least as far as housing goes) and as we're growing jobs are pretty abundant. Even above minimum.
By DY_nasty Go To Postwhy do you love the hood
like… why should anyone?
Sarcasm bro. My other post explained how I'm not paying hood prices at all, because fuck that. I understand the need for group economics and all, but I'm not practicing that shit with niggas with no sense of worth.
I didn't change my argument at all, I think you just misread or misunderstood the original post.
Pell Grants can more than cover the cost of community college, which good enough for a Associate's degree or again help you learn a trade. At no point did I mention a university until now, which yeah, you'll need a loan if you can pay out of pocket. No, I don't know what effect the Bush admin had on them either, but I do know I had more than $1000 left over after paying for tuition/books in pell grant money alone.
Not sure what debt or payments we even discussed as well honestly. Not that invested in debating it with you this late in the night any longer.
I live in Houston as well nor did I say I(personally) enjoy getting paid 7.25 currently either. Then again, being unemployed for 13 months will make you jump at the first opportunity given to you.
Liability is like $30 minimum.
Public transportation exists.
More than likely, a person living in the hood probably won't be using credit or has fucked it up already.
The last two are more than fair and reasonable, but I didn't know we were throwing in variables now.
Pell Grants can more than cover the cost of community college, which good enough for a Associate's degree or again help you learn a trade. At no point did I mention a university until now, which yeah, you'll need a loan if you can pay out of pocket. No, I don't know what effect the Bush admin had on them either, but I do know I had more than $1000 left over after paying for tuition/books in pell grant money alone.
Not sure what debt or payments we even discussed as well honestly. Not that invested in debating it with you this late in the night any longer.
By Retro Go To PostWhat exactly are you arguing here RBK?Just that the thread title isn't 100% true. I've already stated it's not ideal but it's not like there isn't at least some logical reasoning to why businesses have no problem underpaying their employees. Just because you're earning $25 a hour doesn't mean you're still not getting underpaid in the grand scheme of things.
That pay inequality isn't a problem in America?
I live in Houston as well nor did I say I(personally) enjoy getting paid 7.25 currently either. Then again, being unemployed for 13 months will make you jump at the first opportunity given to you.
RBK, have you ever been outside ya momma house?
Because the only type of person that could hold your opinions is someone who's never had to pay for shit themselves.
Because the only type of person that could hold your opinions is someone who's never had to pay for shit themselves.
I stay with my dad, so yeah. I get what you mean, but let's not overlook the good fathers as well.
Otherwise no, I'm just speaking from a uneducated standpoint.
Just from the numbers I've posted, it's possible, but you'll just be getting by with no real chance to save money and living in poverty at that(not ideal).
Otherwise no, I'm just speaking from a uneducated standpoint.
Just from the numbers I've posted, it's possible, but you'll just be getting by with no real chance to save money and living in poverty at that(not ideal).
By RBK Go To PostJust from the numbers I've posted, it's possible, but you'll just be getting by with no real chance to save money and living in poverty at that(not ideal).
Just
Think
For a second
about what you're saying
Like it seems you're arguing against a point you agree with(that the income gap and wage inequality are growing problems in america) solely because you think the numbers don't add up to 100%
By Retro Go To PostLike it seems you're arguing against a point you agree with(that the income gap and wage inequality are growing problems in america) solely because you think the numbers don't add up to 100%Most likely, I have no personal experience doing so.
By RBK Go To PostMost likely, I have no personal experience doing so.don't be this guy rbk
