By Cleff Go To PostSammy is a bigot, sexist piece of shit who denies most accepted scientific facts. But fuck me if he isn't the most unintentionally hilarious politician out there.
bet he's eaten shit like a pig.
By Cleff Go To PostSammy is a bigot, sexist piece of shit who denies most accepted scientific facts. But fuck me if he isn't the most unintentionally hilarious politician out there.I despise this bad faith sausages media circus. GB are reneging the agreement they signed. Fuck the Tories.
You can't just do whatever you want, complain that the EU is following the agreement like the damn purists they are, and then whine and completely misrepresent the whole ordeal being about stupid sausages.
Senator Joe Manchin (D., W. Va.) said President Biden has not pushed him to support his agenda, including sweeping legislation to overhaul elections that he opposed earlier this week or a Democrat-only spending bill.
“The president respects the institution so much because he was here and knows it better than everyone else. He does not get involved,” Manchin said in an interview with Politico on Tuesday.
o ok
If you, a boomer (Fender), bought a house 20-30 years ago in a Top 10 city market like LA or SF or NYC, then it totally makes sense to sell now if you got retirement plans elsewhere. This shit a bubble and your $300k home is worth $2mil now.
By reilo Go To PostIf you, a boomer (Fender), bought a house 20-30 years ago in a Top 10 city market like LA or SF or NYC, then it totally makes sense to sell now if you got retirement plans elsewhere. This shit a bubble and your $300k home is worth $2mil now.Right, yeah, retirement and moving out to the boonies, forgot about that lol.
By reilo Go To PostThe point is to make the boomers (Fender) rich by overvaluing their home
Interest rates will go up and everything will cool off. If not I’ll have to sell way before the 10+ years I was planning on living here to avoid capital gains
By Perfect Blue Go To PostRight, yeah, retirement and moving out to the boonies, forgot about that lol.Which is why the younger generation is being squeezed because their foot-in-the-door startup cost is exponentially higher than when our parents generation bought their first home around the time most of us were born.
A 20% downpayment of $60,000 on a $300,000 home in 1995 (median home price in SF back then) is the equivalent of $105,000 today.
The median home price in San Francisco NOW is $1.8mil, so a 20% downpayment alone is $360,000. It's insanity.
By Perfect Blue Go To PostI'm curious though, who tf are the buyers of these overvalued properties?
By DY_nasty Go To Postthe reilosI can't afford this shit and I make good money.
the dys are still in existential crises
By Perfect Blue Go To PostI'm curious though, who tf are the buyers of these overvalued properties?From what I've heard, whatever the real estate equivalent of VCs are
Y'all need 20% down to get a mortgage? Shit they give out loans at as low as 5% here if you qualify with 10% being the norm.
By Perfect Blue Go To PostI'm curious though, who tf are the buyers of these overvalued properties?
My first house was in Ontario. It cost 262k in 2009 and is probably 500k right now. I drove hours to get to work to get my foot in the property door. With current rates, buying 500k FHA is like 2600 a month. SF / LA proper to avoid driving is a luxury now and one Tbis boomer still cant afford
By UkerLunatic Go To PostY'all need 20% down to get a mortgage? Shit they give out loans at as low as 5% here if you qualify with 10% being the norm.
Standard loan with no PMI. You can put down as little as 3.5% and buy FHA. It have to pay a monthly insurance fee
By reilo Go To PostI can't afford this shit and I make good money.
If you drive 1 hour to get to work and 1.5 hours to get home, could you then?
System that puts you in more debt the more vulnerable you are
Loans, credit, it's all debt to me. Economy is desperate to get you on the hook
Loans, credit, it's all debt to me. Economy is desperate to get you on the hook
By Not Go To PostSystem that puts you in more debt the more vulnerable you are
I did it and needed a roommate to afford my monthly bill
By Fenderputty Go To PostIf you drive 1 hour to get to work and 1.5 hours to get home, could you then?I'd rather slit my wrists.
But in the Bay Area? No. It honestly doesn't matter where you live -- you're working against the margins. Palo Alto and the peninsula might be even more expensive.
By reilo Go To PostI'd rather slit my wrists.
Maybe the SF area is more prohibitive from a traffic standpoint, but “I would rather die than drive in traffic” pushes prices through the roof as well.
My first home was a sacrifice from a quality of life standpoint because I did drive a ton, but it was also risky. I paid PMI on an FHA loan and needed a roommate to afford the place. We placed the offer on the house without seeing it.
Most people won’t do this /shrug
Besides the obvious there are few things I dislike more than driving let alone driving in traffic on gigantic freeways.
Fuck commuting so much
Fuck commuting so much
By Fenderputty Go To PostMaybe the SF area is more prohibitive from a traffic standpoint, but “I would rather die than drive in traffic” pushes prices through the roof as well.I mean, look at the graphic I posted earlier. It's more expensive to own a home in San Jose than in San Francisco right now.
My first home was a sacrifice from a quality of life standpoint because I did drive a ton, but it was also risky. I paid PMI on an FHA loan and needed a roommate to afford the place. We placed the offer on the house without seeing it.
Most people won’t do this /shrug
Yeah that’s dumb. You can cut your drive down under 500k in LA but the neighborhoods get more sketch
I live in central OC. In the morning my commute is about 50 minutes. The evening is 1.25 - 1.5 hours
If this place tries to send me to Century City after this job I’ll quit though lol
I live in central OC. In the morning my commute is about 50 minutes. The evening is 1.25 - 1.5 hours
If this place tries to send me to Century City after this job I’ll quit though lol
By Perfect Blue Go To PostBuying or even selling in the market now makes no sense at all.No better time to downsize for boomers than now if they've just been sitting on property in a high demand market and now want something outside a major metro area.
By i can get you a toe Go To PostNo better time to downsize for boomers than now if they've just been sitting on property in a high demand market and now want something outside a major metro area.If I was in that position I would get property in Lake Arrowhead or somewhere
My wife would divorce me but that's the life
By DY_nasty Go To Post
By reilo Go To PostBy New York are they including the whole state? Cuz 1 bedrooms in even the “poor” areas of NYC go for 1300, 2 bedrooms are like 1600 minimum
https://www.nytimes.com/2021/06/10/realestate/renting-cheaper-than-buying.html
Also renting is just wasted money as you don’t own anything and usually have to deal with a shitty landlord.
By blackace Go To Post
By DY_nasty Go To Postan actual NATO pack lmao
Lmao
By UkerLunatic Go To Postfuck
By aka Espi Go To PostBy New York are they including the whole state? Cuz 1 bedrooms in even the “poor” areas of NYC go for 1300, 2 bedrooms are like 1600 minimumKeep in mind it's median prices but I believe this is NYC
Also renting is just wasted money as you don’t own anything and usually have to deal with a shitty landlord.
Here’s a negative to owning.. I’ve owned my spot in Tustin for two years and have never used the mater bathroom because the previous owner didn’t waterproof the shower pan. It wasn’t caught by the inspector because the moldy drywall was behind the baseboard that I changed out. I would have fixed last year but my shared fence fell and I replaced that.
By Fenderputty Go To PostHere’s a negative to owning.. I’ve owned my spot in Tustin for two years and have never used the mater bathroom because the previous owner didn’t waterproof the shower pan. It wasn’t caught by the inspector because the moldy drywall was behind the baseboard that I changed out. I would have fixed last year but my shared fence fell and I replaced that.
Buying used houses, sad.
By Pac-12 Go To PostBuying used houses, sad.
Buying move ready, new and premium price is for suckers.
By Fenderputty Go To PostBuying move ready, new and premium price is for suckers.
Whereas not being able to use your master bathroom is for...
Fender's house is like sy's car without even needing the lizard.